Business loans and commercial finance

Working capital

We understand the seasonality of business and we can assist your business in obtaining finance against stock and debtors based on the strength of your cash flow.

Development and construction loans

We work with property developers and investors to arrange finance for the purchase or construction of residential and commercial property. By calling us in early in the planning phase we can ensure we deliver the best solution for you and your project.

Import / Trade finance

We can arrange flexible finance structures to deal with cash flow delays and funding gaps, covering the time between buying goods from an offshore supplier then on selling to local customers.

Invoice financing

Short term finance to save you time and money and help your business grow through effective cash flow management.

Lines of credit

We advise on options for safeguarding liquidity in your business by negotiating a line of credit with a financial institutional. 

Mezzanine debt

This is a complex and potentially risky area of finance requiring specialist advice. At Hawthorn Finance we have the experience to guide you through potential finance structures to maximise your return.

Management buy outs or buy ins

We can work with managers, shareholders or external parties to assure funding to invest in an organisation, structuring arrangements to create significant value and benefits for those investors.